Rates & Insurance · Newark Delaware Chiropractor
WHAT IS CHiROPRACTiC HEALTHCARE?
Chiropractic is a system of drug-free healthcare based on the diagnosis and restoration of restricted joints, especially those of the spinal column, which are held to cause pain, physical stress and disorders by affecting the spinal nerves, connective tissues and the musculoskeletal system.
chiropractic treatment approaches
Dr. Anthony Giantinoto will typically utilize specific chiropractic spinal adjustments, joint manipulations and targeted manual therapies to relieve stress from nervous system, balance muscle function and improve your range of motion. Various therapeutic procedures, supportive taping and/or bracing, recommendations to optimize posture & improve physical fitness, as well as stress management techniques may accompany your individualized treatment protocol.
But health is not only about the physical, so feel free to discuss with Dr. Anthony topics regarding diet and how nutritional deficiencies can be contributing to common conditions and overall health. We’ve partnered with some of the best nutritional companies and product suppliers to not only get-you-the-goods, but get you some discounts too.
chiropractic treatment costs | the ifs
if we participate with your insurance network…
insurance companies set specific allowable charges that will determine the out-of-pocket costs you’ll incur for chiropractic related services prior to meeting your deductible. After meeting your deductible, your out-of-pocket cost is determined by applying your coinsurance or co-pay requirement towards these allowable charges. Costs can vary; they’re dependent on the individual insurance carrier’s fee schedule in conjunction with your chosen policy.
BONUS: Health Savings Accounts (HSA) or Flexible Spending Arrangements (FSA) can be utilized towards payment. Get Started Today
if we don’t participate with your insurance…
don’t let this stop you from seeking care at our office. Your current insurance may allow you to utilize out-of-network providers; this means you might be able to get reimbursed for some or all of your office visit costs. Upon request we’ll submit a bill to, or prepare for you a summary of services and charges that can then be submitted to, your insurance carrier for consideration. An added bonus, because you’re paying for services at the time of treatment you’ll qualify for a TOS (time of service) discount. Get Started Today
if you were involved in an automobile accident or vehicular crash, or injured at work…
we can assist you with all aspects of your care. There are usually no out-of-pocket costs associated with the treatments you’ll need to get well. Medical costs that are incurred in association with a motor vehicle incident (occupant or non-occupant) or arising out of and in the course of employment are typically covered by either an automobile liability insurance policy, or in the case of a work injury, your employer’s workers’ compensation insurance policy. Even better news… you don’t need a referral to start your treatment with us. Tell Me More
if you currently don’t have health insurance or chiropractic benefits…
no insurance, no problem. We will gladly pass along the cost savings we incur when an insurance claim needn’t be established for reimbursement. A prompt-pay discount will be applied to our office fees when a payment of cash, credit or debit is received at the time of service. Typically your initial visit will be around 100 dollars; follow-up treatments will usually be half that price. Also, when you’re at the office ask us about our chiro-coins and referral rewards program; these are great ways to reduce treatment costs. Get Started Today
chiropractic coverage | policy specifics
accidents & work injuries
Motor Vehicle Accident (MVA) and Workers’ Compensation (WC) insurance claims are accepted at our chiropractic office. Typically, there are no out-of-pocket costs associated with receiving care. If you have sustained an injury in an automobile accident or vehicular collision, or hurt yourself at your job, we’re here to help. Get Started Today
health savings accounts
Chiropractic services, vitamins, supports and an array of health products are generally eligible for coverage within most Health Savings Accounts (HSAs), as well as with Flexible Spending Arrangements (FSAs). Please check with your HSA or FSA administrator for the specifics regarding your account.
medicare & medicaid
Medicare medical insurance coverage is accepted at our chiropractic office. Patients are typically responsible for a yearly deductible (between 200-300 dollars) and 20% of the medicare-established service fee for a chiropractic adjustment. The major insurance providers also offer Medicare plans to their policy holders; these fees are dependent on your particular policy agreement. It’s also important to know that Medicare does not currently cover the costs associated with initial evaluations, follow-up evaluations, and therapeutic modalities, or maintenance care; services that are oftentimes necessary. Get Started Today
Medicaid medical insurance coverage is accepted at our chiropractic office. We are a participating provider with Health Options, AmeriHealth Caritas, and Delaware First Health. Patients have no deductibles, co-insurance or copays to worry about. Get Started Today
private health insurance
Our office is currently in-network with Aetna, Blue Cross Blue Shield, and United Healthcare, and as detailed above, we are an in-network provider of both Medicare and Medicaid services. Use our convenient online scheduling to make an appointment today.
If we do not participate with your current medical insurance carrier, you may still be eligible for a full or partial reimbursement of the service charges that are incurred during your office visit. This is what is known as out-of-network benefits. Please feel free to give us a call to discuss what your specific financial obligations may be.
slip & fall injuries
We would be more than happy to sit down with you to review the particulars of your slip & fall injury. If we determine that chiropractic treatment is appropriate for your injury, we would then discuss the specific financial obligations of your proposed care. To get started, schedule a complimentary consultation.